Employee Benefits

Type of Benefit	Your Options	When to Enroll
Medical/Vision/Prescription Drugs	Aetna Choice POS II – High and Low Options Aetna Elect Choice EPO Aetna HMO Aetna Traditional Choice (only available if you live in an area nor serviced by the Aetna network)	Within 31 days of hire date During Open Enrollment
Dental	Delta Dental Premier – High and Low Options Delta Dental HMO	Within 31 days of hire During Open Enrollment
Flexible Spending Accounts (FSAs)	Health Care FSA Dependent Day Care FSA	Within 31 days of hire During Open Enrollment
Commuter Reimbursement Accounts (CRAs)	Transit CRA Parking CRA	Within 31 days of hire During Open Enrollment
Employee Life Insurance	Up to five times salary, in units of one times salary	Within 31 days of hire During Open Enrollment
Dependent Life Insurance	Spouse: $10,000-$150,000 (up to 50% of your coverage amount), in units of $10,000 Dependent Child/Children: $2,000-$10,000, in units of $2,000	Within 31 days of hire During Open Enrollment
Employee and Family Accidental Death & Dismemberment (AD&D)	$10,000-$200,000, in units of $10,000	Within 31 days of hire During Open Enrollment
Legal Services Plan	UltimateAdvisor® Legal Services Plan	Within 31 days of hire During Open Enrollment
Retirement 401(k) Savings Plan	Contribute from 1%-40% of pay, matched by Amtrak up to the first 5% of pay	Anytime